SaccoBid List shares
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How SaccoBid works

Free to bid, verified sellers, transfers at your SACCO

SaccoBid matches Kenyan SACCO members who want to sell shares with people who want to buy them. We verify sellers, run the auction, and introduce both sides. The transfer itself happens at your SACCO's own counter.

Buyer cost
KSh 0
Seller fee — flat by band
Up to KSh 50,000 KSh 500
KSh 50,001 – 100,000 KSh 750
KSh 100,001 – 250,000 KSh 1,000
Above KSh 250,000 KSh 1,500

Step by step

Two paths — seller and buyer. Both end at the SACCO counter.

I am selling 6 steps
1

Create an account and describe the shares

5 minutes

Your SACCO, how many shares, and the minimum you will accept. Listing is free and you can save and come back.

2

We call you on WhatsApp

Same day, usually

A short call — five questions to confirm you are a member and that the shares are genuinely yours to sell. Proof in whatever format your SACCO gives you.

Have your ID and latest statement nearby.
3

Your listing gets its badge

After the call

Your listing is live from the moment you publish it, marked "Verification in review". After the call it carries a badge showing exactly what we verified.

Everyone waiting for your SACCO is told at once.
4

You choose a bidder

Before bidding closes

Pick who to sell to while bidding is open, from your dashboard. You are not obliged to take the highest bid — you can pick anyone. If the window closes without a choice, the listing ends and every bidder is told.

5

You pay the platform fee

KSh 500 – 1,500

A flat fee set by the band your sale falls into, sent by M-Pesa within 24 hours. Once we confirm it, you and the buyer each get the other's name and number.

The buyer pays nothing, so nothing depends on them paying.
6

Meet at the SACCO office

At the branch

The SACCO approves and records the transfer using its own procedure. The buyer pays you directly, in person. SaccoBid is not part of that payment.

I am buying 6 steps
1

Browse what is listed

No account

Filter by SACCO and county. Every listing shows the shares, minimum bid, current bids and what we verified about the seller.

2

Place a bid

One minute

Your amount, name, phone number and email. We email you a code to confirm the bid — that is all, no account and no password.

You pay nothing at this point.
3

Raise it if you are outbid

Until closing

We message you if someone bids higher, with a one-tap link to raise. The seller can pick any bid, not only the highest.

4

The seller chooses

Before closing

The seller picks a bid while bidding is open. If you are not selected, nothing happens — you were never charged and there is nothing to cancel.

You are told either way, so there is nothing to check.
5

You win, and that is it

Nothing to pay

The seller pays the platform fee. Once we confirm it, their name and number appear on your bid page. You do no more than wait.

SaccoBid will not charge you anything — not to bid, not to win. This process is entirely free for you as a bidder.
6

Meet at the SACCO office

At the branch

Carry your ID and meet the SACCO's own membership requirements. You pay the seller for the shares there — never send money before the transfer is recorded in your name.

What earns the verified badge

Every verified seller has been on a call with us and shown the best proof their SACCO gives members. Any of these earns the same ✓ Verified seller badge.

A recent statement

A share certificate or statement issued in the last 90 days.

Portal or SMS balance

A member portal or SMS balance, with the member number matched on the call.

A SACCO contact

An older document plus a SACCO letter or an officer we reached ourselves.

Identity on the call

Some SACCOs give members nothing to show. We confirm who the seller is and ask about the holding on the call — the SACCO itself confirms it at transfer.

Ready to see what is listed?

No account needed. Browse, bid free, decide later.

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